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FINANCE YOUR DREAM HOME

Let HP Mortgage Make it Simple

Our Services, Your Success

No Cost, No Commitment Consultations

No application fees.  No consultation costs.  Absolutely no hard credit pulls until you're ready to have us shop rates for you.  Soft credit pulls to accurately assess your credit history, free of charge.

Industry-Leading Turn Times

Our large lender network includes the fastest teams in the industry.  Gone are the days of asking the seller to extend closing due to your big bank's crawling progress.  14-day average turn times have arrived.  On occasion,

we can close in less than a week.

Endless Options, High Flexibility

There's no such thing as a one size fits all mortgage program.  We are proud to be able to serve an enormous range of qualified clients regardless of the financial nuances they present to the mortgage approval process. 

 

From issues with low taxable income to investing with no income documentation whatsoever, we make sure to provide equitable, ethical, and sustainable solutions to help our clients achieve their goals.

Peace of Mind with Platinum Preapprovals

A typical purchase preapproval letter has only passed under the loan officer's eyes. Get your file in front of a mortgage underwriter with our Platinum Preapproval process, and remove any pitfalls before they happen.  By preemptively

underwriting your loan, you remove nearly all variables from the 

approval process besides the future home itself.

Do NOT Choose Between Price and Advice

The rate is high, the fees are higher, other lenders are offering you far better pricing, and yet the loan officer tells you that their "service" is worth the cost.  Sound familiar?  

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Quality service and professionalism should be offered free of charge, not used to justify huge gaps between a lender and their competitors.  Great service absolutely matters, but if it is not being paired with similarly great pricing, ask yourself if that service is worth thousands in extra fees, and tens of thousands in higher interest payments.

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At HP mortgage, our partnerships with dozens of wholesale lenders allows us access to the best pricing the market has to offer.  As a mortgage brokerage, we can instantly shop on your behalf to pair you with the best rates on the market, saving you both time and money.

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We are your one-stop shop for all things mortgage, and we will most certainly not ask you to choose between a great price and great advice.  Why not have both?  â€‹But don't just take our word for it; take a look below to see what our clients have said about our services.

YOUR PATH TO OWNERSHIP STARTS HERE.

Contact a licensed loan originator for a free consultation:

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Reviews
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Ryan Hur

Assistant Vice President - West Coast Division

NMLS #2297001

7495 W Atlantic Ave Suite 200-293

Delray Beach, FL, 33446

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Core Availability: M - F    8AM-6PM PST

Sat-Sun 9AM-6PM PST

Not in California? Here Are Our Other States

Seeking to move or invest out of state can be a complex process, but let us provide a financing solution within any of our 8 full service approved states:
CA, CT, FL, TX, NJ, VA, PA, SC
We can also provide financing across the nation*:
AL, AR, AZ, CA, CO, CT, DC, FL, GA, HI, ID, IL, IN, KS, KY, MA, MD, MI, MN, MO, NC, NC, NJ, NV, NY, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA, WI, WV. 
*Lending within outside states is restricted to DSCR, Hard Money and other business-purpose loans.  List subject to change.  Contact us for more details 
Mortgage Calculator

Estimate Your Potential Monthly Payments

Experiment with our mortgage calculator to better understand what your monthly payments may resemble.
 

Don't know what you need? 

Want professional advisement?

Contact Us

Navigating the mortgage process isn't the most straightforward procedure.  It can be stressful, confusing, invasive, and with the wrong team, an absolutely awful entanglement of corporate greed, poor service, and empty promises. 

 

On such an important transaction, especially for first time homebuyers, consultation from a professional who puts their clients' needs first is a must.  Let us demystify and break down the mortgage process for you, and you'll see that in spite of its initial complexity, it is a powerful tool that will guide you into property ownership and begin building you generational wealth.  

CONTACT US!

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All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply. PURSUANT TO THE REQUIREMENTS OF SECTION 157.007 OF THE MORTGAGE BANKER REGISTRATION AND RESIDENTIAL MORTGAGE LOAN ORIGINATOR ACT, CHAPTER 157, TEXAS FINANCE CODE, YOU ARE HEREBY NOTIFIED OF THE FOLLOWING: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE, SIGN AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENTS WEB SITE AT WWW.SML.TEXAS.GOV.

www.nmlsconsumeraccess.org

© 2022 by Ryan Hur, HP Mortgage LLC, NMLS #1456273, an Equal Housing Opportunity Lender
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