for Every Homebuyer
Realtors & Wholesalers:
No Bells, No Whistles, Just Wins
We understand what real estate agents and wholesalers look for in a lender partner. Many lenders will offer bells and whistles, but fall short of contributing what truly makes a business partnership an effective one for not only both of us, but for the clients that we have the pleasure of serving.
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Speed, flexibility, competitive pricing, competency, program variety, availability, and referral reciprocation. We bring more to the table than these, but our core contributions reside firmly in these facets of our business. The more you close, the more you earn. The more options we have access to and actually understand how to properly utilize (which unfortunately is far from guaranteed across the lending industry), the more business you can capture. A good lending partner can make or break your clients' experience. Let us ensure that your buyers or relocating sellers receive quality financing that places keys in their hands.
Turn Times
Like writing 60 day offers? Didn't think so. Our wholesale partners include the fastest teams that can be found across the industry. For agency loans, our average time to closing is well under 30 days; we have achieved 5-day CTC. Our processors are absolutely on top of it, and our direct access to underwriters, unlike the layers of red tape encountered with retail lenders, makes us lightning-quick.
Program Variety
We offer among the most diverse line of programs within the industry, encompassing nearly every mortgage program, both full doc and otherwise, that can help cover the needs of all borrowers we encounter. Anyone can do agency loans. But how about no income loans? VOE-Only FHA loans? Bank statement loans? Asset Depletion? No income conventional? ITIN or Foreign National? The more we can do, the more you can do.
Pricing
All too often, the online homebuyer forums we frequent have posts in which buyers complain about their agent's "preferred" lender being forced onto them, along with their ridiculous retail pricing. Don't be that agent. Our competitive edge will ensure that your clients are matched with stellar pricing, with flexible options that rate or fee-sensitive borrowers to find options that suit them best.
Availability
The importance of wide availability cannot be overstated. Good luck getting in touch with that bank LO after hours. Not going to happen until they are back on the clock. If you can't count on your lending partner to keep you informed in a timely manner, proactively update you, or just be communicative outside "normal" business hours, why risk your client's success? We work 7 days a week to ensure your success. Only a call or text away.
Lead Referrals
Most lenders view a realtor relationship as a one way street, sitting there with open palms and considering a funded loan the highest of contributions. How about we send you a few extra paychecks over the year? We make every effort to send unrepresented buyers and sellers to our agent partners, allowing you to provide your quality service to vetted and qualified borrowers.
Experience
Our team is comprised of industry veterans, nearly all of whom sport double digit years of experience in this dynamic and ever-changing industry. We are constantly students of the mortgage field, and work hard to ensure that we are at the forefront of product offerings and financing solution creation. There is no safety net here. We live and die by our ability to deliver. Let our expertise in this industry take your business to the next level.
Let's Grow Together
If you are an agent or wholesaler and are interested in scheduling a consultation to hear more about how we can add to each other's pipelines, fill out a contact form and we will reach out to you shortly!