“I went to several other lenders before getting in touch with Ryan.  My father and I had been turned down by multiple lenders while trying to refinance our family's home, and it nearly made us miss our opportunity to take advantage of lower rates.  He not only was able to remove that obstacle when no one else had even bothered trying, but he also helped us properly prepare ourselves to do a 1031 exchange on a different property we have.  We ended up saving a significant amount of money each month after the refinance, and a lot of time that would have been spent figuring out complicated processes on our own."